Anthem Blue https://spynaija.com Cross Life and Health Insurance Company is responding to the national health care crisis by offering two new affordable health insurance plans for California residents. The two new plans will be rolled out in early 2010, providing low-cost health insurance alternatives for the many Californians who either don’t have health insurance or who have health insurance plans that they are struggling to afford.
The first of Anthem’s new health plans – – will become available on January 1, 2010. a plan that provides tax deductible options and prescription drug coverage. Most importantly for many California residents: the monthly premiums for will start at “prices to meet just about every budget,” noted one California insurance agent.
As an example of the low-cost rates for the plan, the monthly premium for a male under the age of 40 is expected to be about $75 per month. However, as with most healthcare plans, participants will need to meet a deductible in order to receive coverage. Participants can select from a wide range of annual deductible amount and rate combinations to select the one that best for their budgets and healthcare needs.
The second of Anthem’s new affordable California health plans is will launch on February 1, 2010 and is designed to provide a wide range of benefits, but still offer first-dollar coverage. A male under the age of 40 will have a monthly deductible of about $69. is being touted as the health plan with the lowest rates of all of the Anthem health plans.
Blue Cross of California has one of the largest networks of healthcare providers throughout the state of California, which includes more than 50,000 doctors and almost 400 hospitals accepting insurance. Anthem’s health insurance plans also travel with participants across the country, helping to ensure that even if California plan holders leave the state, they will still be covered.
In addition to the basic healthcare coverage provided by these two new Anthem plans, participants can also select from optional coverage for healthcare needs such as dental and term life.
Anthem’s delivers prescription medications to California residents through the mail
The two new health insurance programs from Anthem may be the newest additions to Anthem’s health care program line-up, but they fall into line with a whole host of helpful healthcare services offered to California residents by Anthem.
The program is Anthem’s preferred mail service pharmacy, which is available to Anthem members who taken maintenance medications on a regular basis. Many of the medications that qualify as maintenance medications include drugs that are used to treat heart disease, diabetes, depression, allergies, and even oral contraceptives.
When California residents e program by December 31, 2009, Anthem will waive the first co-pay for each generic prescription that participants transfer to .
Anthem also offers state health programs
In addition to the two new affordable health insurance plans offered by Anthem for California residents, Anthem also offers California state health programs, . Here’s an overview of each of these different California healthcare programs:
Cal is California’s Medicaid Program, which is available at no cost for individuals and families who meet certain low-income or other qualifications.
The Healthy Families Program is a low-cost managed care coverage program for children who live in households with financial situations that make them ineligible for the Cal Program.
The program (California Major Risk Medical Insurance Program) is a health insurance plan that is available for Californians who cannot obtain health coverage in the individual health insurance market.
AIM is the low-cost manage care coverage available for infants and their mothers who have family incomes too high for Cal coverage.
is a program that provides medical, dental, and vision services for eligible low-income adults who live primarily in one of 34 rural communities who are also not eligible for the Cal program.
Finally, the Anthem Blue Cross Program provides access to healthcare for rural Californians.
For more information about Anthem’s and health insurance plans, consumers should speak with a health insurance specialist who can explain the specific details of each different coverage option and type of plan. Also, in addition to Anthem’s health plans, California residents can select their insurance plans from a wide variety of other insurance carriers that service the state. A California insurance specialist can help California residents to sift through all of the available insurance options to find the right plan for their specific healthcare needs.